Independent Financial Services Brokers        Specialist in Property Finance       Specialist in Property Insurance


 

"Independent Broker - Mortgages - Remortgages - Life Insurance, Property Insurance - Competitive Quotes - Nationwide Service "

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Debt Consolidation Solutions for UK 'Home Owners Only'

We offer secured debt consolidation loans and re-mortgages for UK home owner residents. Your home will be used as security or collateral for any loans taken out. There is a risk involved, although you will have access to some of the lowest interest rates available, if you are unable to make payments on your home, you could loose your home to the loan companies involved. Therefore careful budgeting and discipline is required, we can help you with affordability in maintenance and budgeting of your loans. Yes you may save money in consolidating your debts, but you you must do it with your eyes open...and have all the facts to make an informed decision. As independent brokers we have access to 'whole of market'. Please put our expert services to your use....

>>> Click here for a Debt Consolidation Calculator

No Hidden Costs: We ensure you know what you are paying for, and only then will you know the true savings.

One Stop Shop: As Independent Brokers we do not have limited finance products like most high street banks, we offer a holistic solution for remortgages & secured loans or at times called 'second charge loans' and 'home owner personal loans' with competitive conveyancing and insurances to provide a 'One Stop Shop' for swift processing of your loan application.

Mortgages, Remortgages & Secured Loans: are sourced from an extensive panel of lenders, not readily available from high street banks are available to you.

Qualified professionals: Do you want straight forward, honest, ethical advice and people you can trust. Our business grows through satisfied customers recommending us to family and friends...

Bad Credit Hisory: If you have adverse credit history from CCJ's to Bankruptcy - please contact us to discuss your options...

Do you have Bad Credit ?: Do you have an adverse credit history, or have you been turned down for a mortgage or remortgage. We may able to assist you as specialist independent brokers for mortgages and insurance. In the current economic climate mortagages and remortgages has become difficut, we seek to sympathetically look at each enquiry, we run the extra mile to help you especially when all other sources have been exhausted....

County Court Judgements (CCJ'S), Discharged Bankrupt, Or I.V.A.Mortgage, or rent payment arrears,Self employed and no accounts Poor management of loans and credit history

Range of Services: Execution Only Service, Full Advisory Service, Fees Only Option, Commission basis, differing services to provide a cost effective solution, to meet your needs and circumstances. Next Step: Please contact us for a initial consultation, which is FREE...If you have a life insurance policy, buildings and contents, insurance, or mortgage protection we offer competitive premiums from leading insurance companies....

 

 


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Independent Financial Services (GB), 63 Meadway, Rochdale, Lancashire OL11 3NP. Tel 0845 4860 786 / Fax 0845 8051677 is authorised and regulated by the Financial Services Authority (FSA) in respect of advising and arranging mortgage and non-investment insurance business. Our FSA Register number is 300740. You can check this on the FSA's Register by visiting FSA's website www.fsa.gov.uk/register/ or contacting the FSA on 0845 606 1234.

Your initial consultation is 'FREE' of charge, please make contact to discuss your needs there is no obligation to proceed. There may be a minimum fee for our service of £250, and we will retain the commission from any respective lender or product provider. Alternatively, you can choose the 'fee only' option which is typically 0.5% - 1% of the amount borrowed, and in the case of insurance products written quotes / illustrations provided upon request. The exact amount of fees will depend on your needs and circumstances, and will be discussed and agreed before you make an application for FSA regulated mortgage & insurance products. www.debt-consolidator.co.uk is a trading style of Independent Financial Services GB. This website is subject to United Kingdom (UK) regulatory regime, and is therefore primarily targeted at customers based in the UK, but we do offer certain finance, insurance and consultancy services on an international basis.

For any client to contact Independent Financial Services (GB) is on the basis the terms of business / privacy statement have been read and agreed, & consent contact to be made.

In the event of 'Offshore' mortgages and 'Foreign Currency Mortgages' changes in the exchange rate may increase the Sterling equivalent of your debt.

For security and training purposes, telephone calls may be recorded or monitored. Max call charge from a BT landline is 3.95p per minute. Calls from other networks may vary.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT



Independent article below providing information for guidance purposes only. Everyone has to make financial decisions from time to time. Whether it's choosing the right buy to let mortgage, or releasing equity from your home, planning for your retirement, life insurance, Expat / foreign Mortgage, currency mortgage or simply finding insurance for your property buy to let or residential, terrorism insurance, the sheer number of options can be overwhelming - never mind the jargon and sales patter all can add to confusion, but Independent Financial services GB endeavour to navigate you through the maze, to meet your needs and circumstances.

Five Easy Ways to Consolidate your Debts!

Debt consolidation is a process by which you can reduce you debts but combining the different loans you have taken into a single loan, which is repaid to only one lender at a lower interest rate. Its opted by people who are heavily into debts as a result of education loans, high credit card bills, store card bills and so on.

How can you consolidate your debts? First you need to make a list of loan payments you have. Find a debt consolidation company who can help you with such consolidation. Once you find such a company and they are ready to help you out, you stand to gain by not having to make six or seven payments for your credit cards, instead you will make one payment to the debt consolidation company who will make payments to your creditors.

Debt consolidation can be obtained in the following ways:

>> You can get secured debt consolidation against your property, where you get a low rate of interest and a repayment period that is flexible to your requirements.

>> You can get debt an unsecured debt consolidation at a higher rate of interest, but the repayment period will be longer and the interest rate higher.

>> You can avail a bad credit debt consolidation because you have a adverse credit history

Debt consolidation is a very effective mechanism for debt relief because it out multiple debts into one debt. When you go in for debt consolidation, the debt consolidation company will provide you with a reduce loan repayment amount and the repayment can be done at a reduce rate of interest as well. They will set a date by which the entire loan amount can be fully paid. Debt consolidation helps you to manage your debt more effectively, as you will be free from a clutter of loans. Obtaining debt consolidation is now very easy with the advent of the internet.. Freelance financial consultant with twelve years experience.